Data as of Q3 2026
Bitcoin tax in Poland
Bitcoin tax in Poland as of Q3 2026: 19% flat capital gains tax. Exemption: No holding-period exemption. Filing: Annual PIT-38. Crypto-to-crypto swaps are taxable – calculate each disposal’s PLN gain/loss. Indicative 2026 overview, not tax advice. Figures taken from Virtuse’s live modules, as of Q3 2026.
🇵🇱 Poland is one of the 13 EU countries in the Virtuse Tax module. The figures below are taken from that module as of Q3 2026.
Rates and filing
| Field | As of Q3 2026 |
|---|---|
| Gain tax | 19% flat capital gains tax |
| Exemption | No holding-period exemption |
| Filing | Annual PIT-38 |
| Note | Crypto-to-crypto swaps are taxable – calculate each disposal’s PLN gain/loss. |
What usually creates a taxable event
Crypto-to-crypto swaps are taxable – calculate each disposal’s PLN gain/loss. Buying bitcoin is not treated as a disposal in this overview; check local rules before you spend, swap, gift or lend coins.
Nearby country guides
Cheapest ways to buy here: Buy bitcoin in Poland.
FAQ
What is the bitcoin tax rate in Poland?
As of Q3 2026, bitcoin gains in Poland are taxed as follows: 19% flat capital gains tax. This is an indicative 2026 overview, not tax advice.
Is there a holding-period exemption in Poland?
No holding-period exemption. Confirm the current year’s rules with a local advisor before you file.
How do you file bitcoin taxes in Poland?
Annual PIT-38. Crypto-to-crypto swaps are taxable – calculate each disposal’s PLN gain/loss.
Does Virtuse hold my bitcoin or file my tax return?
No. Virtuse never holds your keys. KYC and onboarding happen on each partner’s regulated platform. Use the Tax & Inheritance Agent to compare the 13-country overview, then file with a qualified advisor.
Check Poland in the Tax Agent →